[PDF] General conditions of insurance
When you purchase the Security-Plus package you will benefit from the tailored insurance cover with Zurich Insurance Company Ltd.
Your deductible is CHF 500 per event.
IMPORTANT: The UMS insurance policy does not cover any costs arising from poor final cleaning, since poor final cleaning does not actually constitute damage in terms of insurance. If you wish, you can book a final cleaning via us: Joker Cleaning Service
The insurance offers almost the same security as a rental deposit, up to the deductible.
IMPORTANT: As every insurance, also the UMS insurance only covers damage that can be objectively verified. Consequently, conclude a sub-/lease contract at all events (ideally via the UMS Online Contract tool) and in addition keep a meaningful transfer-protocol when transferring the flat and taking over the flat.
IMPORTANT: We are not liable ourselves for damages caused by a sub-/tenant referred by us. Instead, we ensure within our Security-Plus package that sub-/tenants who were referred by us are covered by a liability insurance (either by their own insurance or by UMS insurance). Specifically, this means that in the event of damage you must first contact the sub-/tenant so that their insurance can cover the damages (we will of course help you with this). Only when the sub-/tenant's insurance does not provide coverage does the UMS insurance policy come into play.
For further details on UMS insurance, please read the General conditions of insurance.